Personal Loans

At First Choice Bank, we provide flexible personal loan solutions designed to help you achieve your goals efficiently and securely. Whether you're planning to purchase a new car, renovate your home, or invest in your education, our loans are tailored to meet your unique needs.

Our expert team ensures that every loan process is simple, transparent, and fast. With competitive interest rates, flexible repayment options, and minimal paperwork, you can focus on what truly matters—turning your dreams into reality. We also offer guidance and support at every step, from application to funding, so you feel confident and informed throughout the process. Choose First Choice Bank for personal loans that empower you to reach your financial goals while maintaining peace of mind.

Auto Loans

Starting at 3.99% APR

Competitive rates for new and used vehicles

  • Up to 84 months
  • No prepayment penalty
  • Quick approval
  • Refinancing available

Home Improvement

Starting at 4.49% APR

Transform your home with affordable financing

  • Up to $50,000
  • Fixed rates
  • No collateral required
  • Fast funding

Education Loans

Starting at 3.49% APR

Invest in your future with education financing

  • Flexible repayment
  • Low interest rates
  • No origination fees
  • Deferment options

Loan Calculator

$247.50
Estimated Monthly Payment

Simple Application Process

1

Apply Online

Complete our secure online application in minutes

2

Get Approved

Receive a decision within 24 hours

3

Receive Funds

Get your money deposited directly to your account