Finding the perfect home loan doesn't have to be complicated. At First Choice Bank, we offer tailored mortgage solutions with competitive rates and personalized guidance to help you secure your dream home. Whether you're a first-time homebuyer or looking to refinance, our team of experts is here to assist you every step of the way.
Our mortgage process is transparent, efficient, and designed to fit your unique financial needs. We provide clear information on loan options, rates, and repayment plans, empowering you to make confident decisions. With First Choice Bank, you'll have access to tools, calculators, and advisors to ensure a smooth journey from pre-approval to closing. Start your path to homeownership today and experience the peace of mind that comes from working with a trusted financial partner committed to your success.
Mortgage Options
Conventional Loans
Traditional mortgages with flexible terms and competitive rates
Down payments as low as 3%
Fixed or adjustable rates
Up to 30-year terms
No mortgage insurance with 20% down
FHA Loans
Government-backed loans for first-time and low down payment buyers
Down payments as low as 3.5%
Flexible credit requirements
Lower closing costs
Assumable loans
VA Loans
Exclusive benefits for veterans and active military personnel
No down payment required
No mortgage insurance
Competitive interest rates
No prepayment penalties
Jumbo Loans
Financing for high-value properties above conventional limits